Tag: budgeting

November in review.

Okay, I’m a day or two behind on sitting down and evaluating the month. So November is over, and there are now less than thirty days left in the year. One big bright spot, is that I managed to get the DNA sequencing position at the DNA core facility at my alma mater. This is now letting me both expand my technical and transferrable skills to help me try to find that optimal job within industry.

Had to get a new fitbit this month, and therefore I’m not sure what my actual step total was (since there were a few days that I was relying on my iPhone for step tracking (and I may or may not have forgotten to put it in my back pocket once or twice). But I’m pretty sure I at least reached a little over 200,000 steps for the month. So I don’t think that I’ll be hitting 4+ million steps for the year. So I know that this is something that I need to work on next year—I do so well, and then I hit a low point and I allow the step goal to fall by the way side for a good portion of the year. I did manage to read a few more personal development books in November, these focused a little more on trying to manage money and getting out of debt. Read More

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Budget like a pro: Manage your money, pay off your debt, and walk the road of financial independence. Personal Finance Made Easy: by Zoe McKey

Another good book from Zoe McKey on budgeting, with a decent background on the ongoing debt epidemic; and tips on everything from setting up a budget, to savings, to spending less. The book starts out with background on both the myths of money, and the epidemic of the debt crisis that the world is currently in. Then it went into explaining how to set up a budget, advice for spending less money and saving money. I like a fact that there was another chapter on financial tips, and a chapter for advice for women—on the fact that as a woman, I need to start having more interest and insight into my own financial standings. There are simple tips, and the simple fact that you need to make sure that your debt is either paid off or extremely low, before trying to build a savings account (and this is something I’m working on). I also liked that there is more emphasis also on trying to have a side job (or side hustle) that you enjoy, and can do that will add a little bit of money to your account (either savings or going towards paying off your debt).

Budget Like A Pro by Zoe McKey. Image (c) Amazon.com

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Review: Minimalist Budget by Zoe Mckey

I have always had a small problem with money—in that I always had something to spend it on. In college it was paying tuition, as soon as I got a paycheck, I turned around and paid off part of my semester bill. This worked well until I graduated from graduate school, got a job and had to move. There I quickly spiraled into debt, even though I had a budget set up. Moving home after the job was loss, helped me get the debt down, but not totally eliminated.

Minimalist Budget by Zoe Mckay. Image from Amazon.com

 

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