Tag: savingschallenges

Minimal Money Spending Challenge

So I noticed that over the past two months, I had been spending quite a bit of money on certain things—namely more e-books—I am an avid reader, and have the tendency to buy books before I finish reading ones that I already own. For example—after my first staff position was terminated I decided I was going to focus on personal and professional development and started buying numerous books. I think by the time I managed to get my second staff position the number of books bought were up to about seventy books. Fast-forward a little over two years and that list has ballooned to almost three hundred and fifty books, I’ve read about forty-five of them and consider another ten to be “reference” on a topic—that means I have probably another 280 books on the list to read. I also have bought numerous other books as well—so yeah, I shouldn’t be getting anymore books for a while (at least in terms of personal/professional development).

I also had been buying extra lives on a silly match-three game during the past couple of months. So the two combined to more money spent than I really meant to spend.

Therefore I’m declaring March to a minimum-spending month. What do I mean by that? Well, other than books that have already been pre-ordered (and there are only about six or seven of them), taking my dog to the vet, a possible physical order from amazon, and possibly meeting up with a friend for lunch—I’m not going to be spending any money.

I’m going to turn my focus to the things that I already own—the large number of books (both fiction and non-fiction), which I should be reading. I’m going to attempt to have a book review or two done monthly (though with some of the non-fiction books, it could wind up being some type of monthly challenge). I’m also going to focus on working through the various electronic e-courses that I’ve bought (hopefully remembering to take good enough notes for possible blog posts).

I also will just take a deep breath and not worry how long it takes me to get through various levels on the match-3 game in the morning or at night.

The goal is to only have spent money possibly a dozen times this month (not counting bills being paid); if it works well it will continue through the rest of the year (with various changes to what I’m possibly spending money on).

No Comments financesmoney saving challengesPersonal Development ChallengesReflections

Sagittarius New Moon Goals

It is now December, and there are only twenty-four days left in the month. The moon will be entering the Sagittarius constellation soon, and is entering its last “new moon” phase for the year.

So what are some of the things that one can do during the time of Sagittarius new moon?

            Get away—travel.

            Study.

Search for meaning.

            Laugh.

Be grateful.

With the moon entering into Sagittarius, this is also my second house or the “cash, property, and values” zone. As I’m writing this—I’m also trying not to giggle since this is falling within the holiday period, and most people are thinking of things that they want (or think they want). I’m personally going to have a very small “wish” list for the holidays—mainly because when I move I don’t want to have to pack more than what I already have.I think I’m probably going to slowly go as minimal as possible—the two moves that I’ve done so far have shown me that I don’t like moving a lot. Anyway,back to the second house—the cash, property, and value zone.

So some of the things that you can do during this time include (according to “Moonology: working with the magic of the lunar cycles”by Yasmin Boland):

Start a savings account.

Pay your bills, taxes, debt, etc.

Hire an accountant, if it’s all too much.

Showcase your talents.

Get a neck and shoulder massage.

Invest in an expensive neck cream.

So if I look at the above two lists, there are some items that I can simply check off already—I have a savings account, and I’m paying my bills, and trying to get my debt down. I would love to travel right now—but it’s the holiday season (and besides the fact that everyone is trying to travel—it’s not the best time to do so with the weather).

I am trying to remember to be more grateful (realizing that I do have a decent job, a roof over my head, and so on), and I’m also trying to laugh more (though with the state of the world currently that’s hard to do on a daily basis). So if I were to make a small goal list for the Sagittarius new moon period, the goals would include:

  1. Doing better at keeping a money log, and setting up some financial goals for the New Year.
  2. Working on the transition plan (namely narrowing down the biotech hubs and professional lifestyle that I want)
  3. Working through different e-courses (taking notes for different posts).

I may also try to work on some crafts (continue working on my afghan, and maybe try my hand at making some jewelry) and my coloring challenge (which I’ve fallen down on this week).

No Comments money saving challengesNew Moon GoalsPersonal Developmentprofessional development